FAQ

To make a payment online, sign in to your client portal. Click on the "Client Portal" tab above.

• Click "make a payment."
• Select if you would like to pay the total balance (including future charges), current balance, or a different amount.
• Select Check/Savings account (no fee) or Credit/Debit card (fee associated.)
• Click "continue."
• Enter the correct information.
• Click the box "I agree to the terms below."
• Click "pay now."
• Keep the receipt for your records.

If you have not signed up for the Client Portal, click on the "Client Portal" tab above. Then click the "Sign-Up For The Client Portal." You will need your account number to complete the process. You can obtain that by emailing Audrey at the link below. 

Yes! 

Please send your payment via personal check, money order or cashiers check to:
(Make checks payable to Homestead Crossing, Inc)

Homestead Crossing Inc
P.O. Box 267
Willow Springs, MO, 65793

We do not do refunds. We will freeze the client's equity (all monies paid towards the property minus interset/late payments) to use on future purchases. 

If we do freeze your equity, you will have to pay the $500 trade fee when deciding on a new property. 

We will take previous equity (down payment and any other monies paid except for interest) off the new parcel's total purchase price. 

You will have to pay the full down payment on the new property, as well as the trade fee.

You may hold a property off the market for 7 or14-days for a non-refundable deposit of $200 per 7 days. If you decide to purchase the property, the $200 or $400 hold payment will come off the down payment. 

If you decide not to purchase the property, the hold payment is non-refundable.

Trading properties is permitted but is not to be abused. Often clients are buying property while being out of the state and unable to view what they are purchasing. The trading program is designed to help with that issue, not to be used for trading when the newest parcels become available. Below is the list of requirements for trading parcels.

• Must be current on payments (including tax and fire department fees.)
• No more than 2 special "payment arrangements."
• No more than 30 days in arrears.
• Pay the trade fee. If you are within the first 30 days of your contract, it is $100. If it is after the first 30 days, it is $500.
• Pay the full down payment and trade fee together. 
• Pay your next monthly payment on your regular payment date.
• Your equity from the previous property will be deducted from the total purchase price of the "new property."

 Sign up for the client portal at the link below. Follow the instructions provided in the client portal to set up automatic payments.

A warranty deed is a type of deed where the grantor (seller) guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee (buyer). 

A special warranty deed is a real estate deed by which the seller only warrants or guarantees the title against defects in clear title that may have arisen during the period of its tenure or ownership of the property.  A special warranty deed is an exception to the more commonly issued general warranty deed. 

 We make every effort to provide accurate GPS location on each listing we have on our website and mark all our properties with the same colored ribbons to avoid confusion. 

We are in the office Mon-Fri from 8 AM-5 PM and are more than happy to schedule an appointment to show the property during normal business hours.  

 Yes, we mark our property with Blue, Orange, & Pink ribbons. The corners are generally marked with a combination of these colors, and a single one of these colors can indicate a reference marker to help keep you in line to the next corner.

Yes, we encourage our buyers to go view the property before purchasing, and we provide accurate GPS coordinates on each of our property listings on the website so anyone can find the property using Google Maps.  

We offer owner financing to everyone regardless of your history. We do not run your background or a credit report on anyone ever! If you have the down payment plus the first month’s payment, then you can own property today.