Financing Terms

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* No credit checks, no-prepayment penalties, and no balloon payments!

* To get started, all that is needed is the down payment in addition to the first month's payment due together.    

   Then the payments are just your monthly payment, and the payment amount normally never changes.

* 1st Year Interest Free for 1st Time Buyers:

   All payments paid during the first year, including the down payment and any additional payments, will be  

   deducted from the total sale price.  In the first year will be interest-free and directly applied to the principal

    balance. These terms apply to first time clients within the first year of purchase.

* Interset Rates

   * 8.75%  for homes.

   * 9.75%  for land.

* After three years of payments being paid as scheduled or 25% of the sale price has been paid off, the buyer will 

   will have the option of going to a Deed Of Trust. Upon completion of the contract, the buyer will receive the deed 

    specific to their property. In most cases, it will be a General Warranty Deed. (Please make sure to ask, what kind     

    deed is specific to the property that you are purchasing.)

* Restrictions Specific to Homestead Crossing Inc.

   No mobile homes (unless specified), junkyards, dumps, more than 5 dogs and pit bulls.

* You may live in a travel trailer/RV, cabin, or tiny home on our properties unless specified. 

Cash (In person only. Do not mail cash payments!)
Cashier's Check, Money Order, or Wire Transfer
Pay with credit/debit card over the phone
Payment can be made online through our secure website, with the PAY NOW tab above.