Financing Terms

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** No credit checks, no-prepayment penalties, and no balloon payments!

To get started, all that is needed is the down payment and the first month's payment due together.    

Then the payments are your monthly payment, and the payment amount normally never changes.

** 1st Year Interest-Free for 1st Time Buyers**

   All payments paid during the first year, including the down payment and any additional payments, will be deducted from the total sale price. The first year will be interest-free and directly applied to the principal balance. These terms apply to first time clients within the first year of purchase.

** Interset Rates**

   * 8.99%  for homes.

   * 9.75%  for land.

** After three years of payments being paid as scheduled or 25% of the sale price has been paid off, the buyer will have the option of going to a Deed Of Trust. Upon completion of the contract, the buyer will receive the deed specific to their property. In most cases, it will be a General Warranty Deed. (Please make sure to ask, what kind     

    the deed is specific to the property that you are purchasing.)

** Restrictions Specific to Homestead Crossing Inc.**

   No mobile homes (unless specified), no junkyard/dumps,  no more than 5 dogs, and no breed of dog that is not covered under your liability insurance policy.

* You may live in a travel trailer/RV, cabin, or tiny home on our properties unless specified.

* Cash (In person only. Do not mail cash payments!)
* Cashier's Check, Money Order, or Wire Transfer
* Pay with credit/debit card over the phone
* Payment can be made online through our secure website, with the PAY NOW tab above.